Insurance valuations: Why it’s important to have an up-to-date jewellery valuation


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This is the highest value. Also known as Replacement Value – This is the price you would pay for the item in store today. If your favourite item of jewellery was ever lost, stolen or damaged beyond repair, a jewellery valuation would help provide the details you need in order to obtain a replacement. It provides a full description of the item and how it is made up and its insurance value at the time of valuation. Every item should be listed separately.

Online jewelry and diamond buyer provides each jewelry seller with a GIA lab report, for free, and they accept jewelry valued at.

For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser. It is important to know that not having an up to date valuation can mean that due to significant price fluctuations in the past few years, jewellery insurance values could be too low and in some cases too high!

An up to date valuation can help avoid financial loss in the case of a claim through making up any shortfall in claim settlement or having to accept a lesser quality replacement item. It is also a great chance for the jewellery to be checked over for potential loose settings or necessary repair work. In many cases it is also an opportunity to provide a far better description and more accurate details of the item that might not be available from a purchase receipt or older valuation.

Moreover, the recent regulation of valuers through professional bodies such as the Institute of Registered Valuers means that the profession has turned around in the past five years to ensure a minimum level of expertise, accuracy and detail from fully qualified valuers. Another benefit of a professional valuation is for a valuer to confirm the authenticity of a gemstone and its certificates. The insurance companies have seen a marked increase in the number of fake certificates that claim a gemstone is something which it is not — whether that is in relation to treatments, quality grades or actual composition.

In many cases items are insured at their purchase price — for example an item such as an engagement ring that may have been purchased many years ago. Clients often do not keep on top of how the market and exchange rate fluctuations impact the price of jewellery and are often unpleasantly surprised to find out that the cost of the ring is significantly more now for a like-for-like ring with equivalent quality gemstones. Other areas where clients may be significantly under insured are antique jewellery, branded vintage jewellery and vintage watches which are areas of the market that have shown considerable growth in the past few years.

Diamonds have seen big fluctuations in price.

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Pansy flower custom peridot engagement ring in platinum with 24K gold inlay We have a full gemological laboratory, customized valuation software, and a Seller is a retail “brick and mortar” store; Buyer is a retail consumer; Date and Time.

Having an up-to-date jewellery valuation is vital to ensure that your insurance policy covers your possessions adequately. Only a certified valuer can issue a valuation certificate. See upcoming dates HERE. An expert description and valuation of each item. A comprehensive portfolio with digital images. Proof of ownership. The online valuation document can speed up both recovery of the item or your insurance claim by making the descriptions immediately available to police and loss adjusters in the event of a loss or fire.

Cost is scaled on your total collection value. Further percentage discounts are applied as you reach higher values. We also offer discounts on any jewellery made by us. Phone for an appointment stating your preferred time allow 10 mins per item- a maximum of 5 per standard half hour appointment. Please book a double appointment if you are bringing more than five items.


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If you have inherited potentially valuable jewelry, one of your first priorities should be having That means getting a professional appraisal. should be carried out every few years to keep your insurance coverage up to date.

When it comes to selling jewelry, it can seem like a confusing world out there. Where to start, what to do, who to go to are all vital in making informed decisions and ensuring the best value for your piece. Whether you are selling because you want to upgrade jewelry for yourself, are liquidating an estate or want to make some extra cash, selling jewelry can be a rewarding experience that opens opportunities for new ventures. You may have heard the story of someone buying a brand new car from a dealer and then driving it off the lot.

When the car is being sold secondhand years down the road, it is always worth much less than what was initially paid for it at the dealership. Jewelry buying and selling works in a similar way. The value often depreciates over time, and the retail price initially paid is inflated to cover business expenses: employee wages, rent for the building, marketing, electricity, etc. As in every business, jewelry retailers need to cover their costs, as well as make a profit.

Jewellery Valuations

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Have you considered engagement ring insurance but don’t know your cherished piece of jewelry, an accurate and up-to-date appraisal is the.

Please enter your username or email address. You will receive an email message with instructions on how to reset your password. Find A Valuer. Search our database of highly skilled valuers. Find Your Nearest Valuer Jewellery valuation is an exacting process that takes great skill, knowledge and experience. When selecting a valuer it’s wise not to accept second best. The National Council of Jewellery Valuers is the only professional jewellery organisation in Australia that insists its members achieve an approved educational standard and maintain ongoing training.

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Collecting Guide Jewelry. This enables our specialists to choose the best location to sell jewelry and thereby guarantee the highest price possible for you. Property is received up to ten weeks prior to the scheduled auction date. Check Christie’s Auction Calendar for dates of upcoming jewelry sales. Please visit How to Sell for further information about selling at auction, including the Seller’s Commission.

Our diamond valuation service is second-to-none. Our jewellery valuers keep up-to-date with the current price of each piece so, whether you come to us.

We offer a free insurance valuation with all items from the store at the time of purchase. In addition to this, as certified valuers we can also offer written jewellery insurance valuations for items that have not been purchased through us which can be arranged by appointment or a walk-in service. We like to remind our clients and trusted customer base of the importance of keeping your jewellery insurance valuations up to date. We offer a hassle-free service to guide you through the process and importance of getting your items insured and valued as well as providing all of the correct documents that you would need should you need to make a claim.

We usually advise that customers should get jewellery items re-appraised every years, as the value of antique jewellery does increase over time. Getting regular updates on your insurance valuation is one key aspect of owning antique jewellery that is often overlooked. If the unthinkable happens and a cherished ring, necklace or family heirloom is lost or stolen, then having the correct and up-to-date insurance documents are invaluable in order to be able to claim the correct amount in relation to the item from your insurance company.

Having the correct, certified, up-to-date insurance documents are also useful for both yourself and your insurance company in order to set the correct level of premium for a particular item. Susannah Lovis has on-site gemmologists and a professional team of fully trained and experienced Graduate gemmologists and Valuers whom are certified by the Gemmological Institute of America GIA , The Gemmological Institute of Great Britain Gem-A , as well as globally renowned international appraisal institutes and are able to assist you with all insurance valuations.

During this process your jewellery will be assessed, professionally photographed and cleaned thoroughly while your insurance documents are prepared.

The importance of a professional valuation

When you purchase the ideal piece of jewellery, you expect it will last forever. At Solitaire Jewellery, we know that jewellery is much more than its dollar value; our pieces hold emotions and memories that are simply irreplaceable. Jewellery and diamond valuation can ensure your jewellery is properly valuated for your peace-of-mind.

Our experts provide on-going valuations services so you can update the value of your insurance policy according to market fluctuations.

Over the years, the value of your jewelry and gemstones can fluctuate greatly. If your last appraisal is over two years old it may be out-of-date and, as a result, your.

Quick answer: The best way to understand the value of your fine jewelry is with a GIA grading report, also referred to as a lab report. Online jewelry and diamond buyer Worthy. Of all the items you own in your lifetime, jewelry is often the most personal. Your prized pieces can represent a special occasion, a memory you cherish, or the love you have for another person.

If you want to list jewelry or watch for sale, or you are doing estate or tax planning or getting an appraisal for insurance purposes, what you really need to know is how much money your ring, earrings, necklace, bracelet, watch or other item is worth. There are quick and accurate online tools to help you understand your estate, used and antique jewelry’s value.

Worthy’s jewelry value estimator will give you an approximate value for your ring, necklace, earrings or other jewelry — and understand the value of your ring for free. CashforGoldUSA’s gold jewelry calculator will give you an estimated value of your gold scrap, gold jewelry or other items based on the current price of gold. CashforGoldUSA pays within 24 hours.

To get an actual, accurate value of your jewelry and diamonds, you need a jewelry appraisal or a jewelry lab report. A jewelry appraisal is a statement of value that spells out the worth of your item. The person doing the appraisal — the appraiser — does a thorough inspection of your jewelry to determine the value.

Jewellery Valuation

When you are shopping for an engagement ring, you should inquire if the rings you are looking at come with an independent valuation. Valuations are important for three main reasons. The first is that they verify that the diamond in the ring is the same diamond as is described in the diamond certificate.

It is likely that from an early date it was worn as a protection from the dangers of life Gold, a rare and highly valued material, was buried with the dead so as to.

We provide jewellery industry professionals with the solutions they need to optimize their processes and grow their jewellery business. We offer the following key tools:. Present detailed, professional-looking jewellery quotes to your customers and increase your sales. One lady’s cast, polished and rhodium-plated 14 carat white gold, diamond trinity ring.

The ring weighs a total of 5. The ring is stamped “ABC” and “”. Any modifications applied to the original piece including but not limited to metal structure and composition alteration, diamond and gemstone shape, cut, color, clarity, size, hue, saturation, etc. Jewellery polishing and sizing will not affect the status of this valuation.

$6,000 Diamond Ring Valued by Dr. Lori

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